Product liability
Review the product, intended use, customer environment, installation work, contracts, and the distinction between third-party injury or property damage questions and cost to repair the product itself.
Coverage focus
Commercial insurance for a company that makes physical technology.
Policies have different triggers, exclusions, schedules, and conditions. We compare the forms with the product, property, contracts, and current stage of the business.
Commercial general liability
Compare premises, operations, completed-work, contractual-liability, additional-insured, and certificate requirements against the work the startup actually performs.
Commercial property and equipment
Build a usable schedule for prototype rigs, electronics, tools, lab contents, inventory, tenant improvements, and equipment that moves between locations.
Inland marine
Ask direct questions about transit, demonstrations, customer-site equipment, loaned property, and gear that does not stay at one scheduled location.
Cyber liability
Map software access, fleet or device management, customer data, remote support, vendors, notification duties, and incident-response conditions.
Directors and officers liability
Bring financing history, board structure, employment changes, investor requirements, and corporate transactions into the management-liability conversation.